Home Affordability  
Shopping for a home can be a very exciting time. But before you begin evaluating neighborhoods and housing options, you’ll need to know just how much you can afford to spend. This calculator is designed to give you an estimate of the amount of financing you can expect to get when you begin house hunting.
     

1. What is your current annual pre-tax income?
(Include all sources of income, including salary, interest, dividends, etc.)

$

2a. What are your monthly long-term obligations?
Monthly auto loan payments:

$

2b.Monthly credit card payments:

$

2c. Monthly association fees/dues:

$

2d. Monthly spousal/child-support payments:

$

2e. Other monthly obligations:

$

3. What would the interest rate be on your mortgage?

%

4. What would the term (length) of the loan be (in years)?

5. How much money do you have available for the down payment?

$
 
   
   
Live Oak Financial Services, LLC
334 Stephenson Avenue
• Savannah, GA • 31405
Phone: 912-629-6251
866.629.6251		 • Fax: 912-355-0906
www.liveoakfinancialservices.com • info@liveoakfs.com
Securities offered through Securities America, Inc., Member FINRA/SIPC, Seth Kovensky,  
Registered Representative. Advisory Services offered through Securities America Advisors, Inc.,  
An SEC Registered Investment Advisor, Seth Kovensky, Investment Advisor Representative.  

Live Oak Financial Services, LLC and the Securities America companies are unaffiliated. 

Licensed to offer securities products in AE,AP,FL,GA,HI,KY,MD,MN,NC,NM,SC,TX,VA

Licensed to offer insurance products in GA,HI,MD,MN,NC,SC,TX,VA