Our Services

Live Oak Financial Services is proud to offer a wide variety of services for families, individuals, and businesses. And, since we recognize that choosing a financial advisor is a highly personal decision, initial consultations are always free.

Financial Planning

  • Wealth management strategies
  • Retirement income and distribution strategies
  • Assessing pension options
  • Asset protection strategies
  • College funding strategies
  • 'Wants and Dreams' planning
  • Tax efficient strategies
Asset Management
  • Portfolio management
  • Personalized asset allocation and diversification strategies
  • Stock option analysis
  • Investment advice and strategies including:
    • Individually managed accounts (IMA)
    • Mutual funds
    • Annuities (variable, fixed, immediate)
    • Stocks
    • Options
    • Bonds
    • REITs
    • Private placements and partnerships
    • 403(b) TSAs
    • Traditional and Roth IRAs
    • 401(k), SIMPLE IRAs, SEP-IRAs
    • 529 College Plans
    • Education IRAs
Estate Planning
  • Asset protection against probate, lawsuits, divorce, unnecessary federal and state taxes
  • Tax reduction strategies
  • Charitable trust design and implementation
  • Charitable gifting
  • Review of wills and powers of attorney
  • Trust administration for families and institutions
Risk Management
  • Insurance review and assessment of coverage 
  • Life Insurance (Term, Universal, Variable Universal, Whole Life)
  • Long Term Care Insurance
  • Disability income protection
Business Services
  • Succession Planning/Exit Strategies
  • Financing management buy-outs (ESOPs, loans)
  • Funding of buy/sell agreements
  • Transfer of ownership to family members or key employees
  • Liquidation options
  • 401(k)

Live Oak Financial Services does not give tax or legal advice. As such, some of the strategies listed above are discussed in partnership with outside expertise. We are happy to work with your current provider or, if necessary, we have relationships we can introduce you to. LPL Financial Representatives offer access to Trust Services through The Private Trust Company N.A., an affiliate of LPL Financial. Thank you for your interest in Live Oak Financial Services.